S5 Fintech Files Trailer - How Fintech Is Reshaping the Future of Money

Join Nora Hocke, Annika Melchert, and Bianca Lopes as they travel the global fintech landscape, from crypto to inclusion, to uncover what’s next for money.

Podcast

September 26, 2025

Financial technology has already transformed how we bank, save, and spend — and its influence is only accelerating. From invisible payments embedded in our daily lives to bold new experiments in crypto and digital identity, fintech is redefining what money means and how it moves.

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In Season 5 of Fintech Files, we travel across the global fintech landscape to uncover the most exciting stories shaping the future of finance. This preview sets the stage for what’s ahead.

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Listen to the Season 5 trailer and subscribe on your favorite podcast platform here.

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Featured

Phil Gerrard

Manager Director

London, United Kingdom

Tom is an Engineering Lead based in the London office. He has vast experience delivering products and services with a human centered approach – including artificial intelligence solutions at scale and new startup ventures across a wide range of industries. Covering topics ranging from privacy enhancing AI to digital consortium design, he brings expertise in open innovation’s evolving role in solving high impact issues such as climate action, healthcare and online privacy.

Annika Melchert

Riyadh

Saudi Arabia

Annika Melchert is a Principal in the Riyadh Office and the podcast co-host of Fintech Files Podcast.

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As an expert in modern banking, she guides fintechs and incumbent banks on their technology build, integration strategies, and digital transformations.

Nora Hocke

Sydney

Australia

Nora is an expert in IT strategy and agile ways of working. By combining her expertise in banking and emerging technologies, she has delivered IT strategies, next-gen target architectures, and agile operating models for fintech and incumbent banks across the globe. Nora is a member of the BCG Platinion Agile chapter and the Neobank and FinTech initiative and Co-Host of the Fintech Files Podcast.

Bianca Lopes

Originally from Brazil and currently based in Denmark, Bianca is an entrepreneur and economist with a remarkable background in digital identity and biometrics. Throughout her career, she has supported over 40 financial institutions and 8 governments, reshaping their approach to technology, reimagining identity, and driving innovation agendas.